ALTUS Wealth Solutions is an independent Financial Planning and Registered Investment Advisor firm located in San Luis Obispo, California. We are fiduciary advisors who empower successful professionals and entrepreneurs like you to make the best choices possible with your money so you can enjoy more of what is important in life to you.
Our strengths include helping you (a) preserve the wealth you've already worked hard to accumulate, (b) keep more of the money flowing through your fingers every day through proprietary (and fun) cash flow management techniques, (c) grow your wealth through advanced investment management solutions and (d) take control of the college funding process while keeping education costs for your children to a reasonable level.
Life is a Process. Success in life is achieved through a process. We believe strongly that financial success comes from the process you use, too ... not by buying products. If you agree, we invite you to learn more about the ALTUS Planning Process™ and how it can help you enjoy a rich and fulfilling life every day.
Take the first step - learn more about the ALTUS Welath Health Check-Up™.
Welcome - A Personal Note
Welcome to ALTUS Wealth Solutions. As the founder of this very unique company I wanted to personally thank you for visiting our website. I would also like to share with you a little bit about what makes our firm different from any other business in financial services.
It Starts with My Story ... But I Bet You Can Relate
I got into financial planning in 2002 to solve my own problems and challenges because I could not find a trusted expert who could or would help me. I talked with lots of people who I thought should be able to help - stock-brokers, insurance experts and people with an alphabet soup of designations after their names, but all they wanted to do was sell me stuff.
I met with representatives from big-name, well-known firms. Oddly enough, the answer to all my financial ills was in one or more of their company's products. I talked with independent advisors ... they had more products to choose from (not just from one company), but still all they had to offer were products.
Products, products, products ... I was never convinced that any of these products were what I really needed to solve my financial challenges or help me build wealth.
I was looking for solutions. Everyone in the business was offering me "stuff."
They would package it up to make it look nice - often presenting each product as an "opportunity" - but it was still just stuff. Now that I have been on "the other side of the desk" for a few years, I am certain I was NOT the person who made the money on each of those "opportunities" that were presented to me.
Maybe you've had the same experience ... most people have.
For years I have quipped that there is a lot of money to be made in the financial markets. Unfortunately that money ISN'T made by those people on the client side of the desk.
So in 2002, I started studying and working in the financial planning field - the one area of financial services (other than accounting) that focuses more on the process of creating wealth rather than the peddling of financial products.
I went through hundreds of hours of education and thousands of hours of hands-on experience. I passed the CFP® exam (10 hours, 2 days, 330 questions - average pass rate is 52%) in 2005 and continue to learn new things every day.
The Creation of ALTUS Wealth Solutions
While I was pretty successful working at other financial planning firms, I felt like there was still something missing ... like there was something more ... that there were ways I could better serve clients and provide them with more value. What I wanted to see in place required a different business model than anything that had been created so far.
That is why I decided to create ALTUS Wealth Solutions, a Registered Investment Advisor and Fiduciary Financial Planning firm. As the founder of this firm, I am committed to providing the kind of service and environment that I longed for as a professional, business owner and entrepreneur ... but could never find.
It's All About the Process
ALTUS Wealth Solutions focuses on a process (aptly named the ALTUS Planning Process™) where collaboration is the key and solutions are the objective. We want to work together with you to create an affordable and lasting relationship between you and a trustworthy fiduciary advisor while giving you the tools, techniques, strategies and unbiased information you need so that YOU can make the best choices with your money every day.
Our goal is to help you achieve your goals, objectives and dreams which can only happen when you are making the best financial decisions possible ... and this has very little to do with buying or selling financial products.
Innovation That Works
The biggest financial challenge facing you is not the economy, not your spouse, not your business's competition or any other factor / reason / excuse you might come up with. The biggest financial challenge facing you is actually your own brain's hard-wiring. Human beings have many superior mental capabilities, but we also all come equipped with a number of quirks that get in the way of making good, sound financial decisions.
As such, having a strategy for handling your money is not enough. If it was that easy, everyone would have a financial plan and be executing on that plan ... and we'd all be enjoying happy lives full of great financial success. Obviously, we aren't there yet.
At ALTUS Wealth Solutions we focus on constant innovation within the process.
We have already developed industry leading tools to help you manage your cash-flow (the Cash Flow Hydrant™), realize more consistent investment returns (ALTUS Advanced Investment Strategies™) and build a stronger legacy with future generations (Legacy Planning). We are even on the cutting edge of teaching financial literacy to kids and College Funding Solutions for their parents. But we're not done ...
As we continue to learn more about behavioral economics (how people actually make financial decisions) we'll keep on innovating to improve the tools and techniques that we make available to you.
Where to Start
The best place to start is at the beginning. That first step is to get a clear understanding of where you are.
Whether you are a business owner, professional or employee; whether you are just getting started or trying to navigate your senior years and want to be sure you don't run out of money before you run out of life ... your future success depends first and foremost on clarity of your present situation.
Anyone who wants to work with us must start with a Wealth Health Check-Up™. Learn more about this single-meeting, fee-for-service engagement by clicking on the link or go to http://bit.ly/2eNZpb. Please note that we always offer an Unconditional Risk-Free Money-Back Guarantee - if the service we are providing isn't of value to you, we will gladly refund your fee.
So thanks again for visiting this site. Feel free to send me an email (
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) or call me at 805-476-0333 if you have any questions. I promise to do my best to help you find solutions to your problems ... and I won't try to sell you any "stuff."
Yours truly,
John
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